What do I do if I am in a car accident and the at-fault driver does not have insurance?
What do I do if I am in a car accident and the at-fault driver does not have insurance?
South Carolina law requires that all drivers have automobile insurance with the minimum monetary limits. However, some vehicle owners do not acquire or maintain vehicle insurance. They are uninsured motorists.
If an uninsured driver caused your car accident, then that driver does not have an insurance provider that you can file a claim against. Instead you may file a claim with your insurance company if you have uninsured motorist insurance coverage. This coverage is optional. However, it gives you the ability to receive compensation for the damages and injuries you suffered in the car accident.
The minimum amount of uninsured motorist coverage that an insurance company can provide in South Carolina is $25,000. The coverage is for injury or destruction of property.
Other Car Accident FAQs:
- Am I liable if I hit the car in front of me after I was rear-ended by another driver?
- Can I sue after a car accident if I was not wearing my seat belt?
- Do I have to call the police after a car accident?
- Do I need a car accident attorney?
- Does South Carolina use a fault-based system for car accidents? What does that mean for someone involved in an auto accident?
- How is fault determined in South Carolina?
- How long do I have to file a car accident claim?
- How many car accidents occur in South Carolina each year?
- How many fatal car accidents happen in South Carolina each year?
- What compensation can I get after a car accident?
- What do I do if I am in a car accident and the at-fault driver does not have insurance?
- What do I do if my damages are more than the insurance policy limits of the at-fault driver who hit me in a car accident?
- What do I need to know about my South Carolina accident report?
- What does comparative fault mean when it relates to a South Carolina car accident?
- What should I do after a car accident?
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